Scientific method experiment Essay Example | Topics and Well Written Essays - 250 words

Scientific method experiment - Essay Example 56) To establish this, the experimentalist used four samples of five gases namely; Oxygen, Hydrogen, Carbon Dioxide and Sulfur Hexafluoride. He used other tools such as four testing tubes, a top- loading balance and a syringe. The experimentalist measured a volume of 50ml of each of the gas samples. By using the syringe and the balance, the experimentalist calculated the weights of each of the 50ml-sample. He observed that although the samples were of the same size, they weighed different. The vacuum weighed 0.00g Oxygen 0.54g, Hydrogen 0.11gm , Carbon Dioxide .088g and Sulfur Hexafluoride 0 .263g (Pandey et al. 56) The explanation behind this is that heavier gas samples have larger weight than the lighter ones. The gas sample cannot have more weight in this experiment as a result of change in the volume of the samples. Therefore, the change must be linked to the mass of the particles of the gas. On plotting the molecular weights against the experimental weights, the experimentalist found out that it was a straight line. This is as a result of the correlation between the mass of the constant samples and the molecular mass. Therefore, this leads to the accepting the hypothesis that it is possible to determine the molecular mass of a sample of gas simply by measuring the constant quantity against an already determined linear relationship Pandey et al.

Relationship Between Trade And World Output Essay

Relationship Between Trade And World Output - Essay Example In the similar vein when countries export their surplus goods to the nations who need them in exchange of money or other goods, it helps them both to boost their production level. Therefore, increase in international trade underscores the growth of world output. Despite the fact that international trade and world output are so very closely related to each other, there has observably been greater increase in international trade than the world output (Motley, 2005). Grimwade (2000, p36) clarifies that, "a major consequence of the fact that trade has grown faster than output has been that economies have become more open and economically more interdependent". As a consequence of such rapid growth in international trade, countries have become more and more reliant on other countries for the fulfilment of their needs for products and services. Hence, international trade is growing at a much faster pace than that of the output. The pattern of international trade simply refers to how countries are involved in trading with each other and how this constitutes a share in the world trade (Motley, 2005). The broad pattern of international trade reflects the share of developed and underdeveloped countries in the world output as well as contribution of each country towards the growth of world trade. This pattern changes with respect to individual countries as the world trade grows, however, in the broader perspective the international trade pattern demonstrates a consistent trend. Grimwade (2000, p20) says that, "over two-thirds of world trade is accounted for by the developed countries, a share that has been broadly stable over the past thirty years". More of the world's trade is carried out between developed countries than the underdeveloped ones due to the reason that these countries tend to produce surplus goods that could be exported to others. It is also a fact that domestic industries of developed countries are stronger than that of the underdeveloped countries, which leads them to adopt free trade policy. This pattern of trade also depends upon a country's policy towards open and restricted trade. As more developed countries are proponents of free trade, the contribution of these countries in the world trade happens to be greater than the underdeveloped countries that tend to be protectionist with regard to trade. Restricted trade policies in the form of various trade barriers and quotas, as well as trade promotion policy, in the form of incentives and grants on particular commodities tend to greatly influence a country's international trade pattern. Consequences Of Ceasing International Trade As a result of increasing international trade, countries are becoming reliant on each other for the provision of necessary goods and services. Hence, the very idea of ceasing international trade activities will seem horrifying to many countries. Grimwade (2000, p25) illuminates that, "the much faster expansion of trade relative to output has also meant that those countries that have shared in the process, have become increasingly interdependent". Countries today, heavily depend upon each other for the fulfilment of their needs by means of foreign trade. Not only the developed countries rely on imports and exports, but the underdeveloped

Factors Influencing Career Transition in Middle Adulthood

Factors Influencing Career Transition in Middle Adulthood Introduction The article aims to deliver a theoretical model highlighting the factors influencing career transition (CT) of the middle adulthood population on an individual level and challenges faced by them. The factors include personality, job satisfaction, motivation and lifelong employability mindset. This essay will discuss the theoretical perspectives that are crucial to the study and highlights how factors in theoretical model affect and conflict one another. Strengths and weaknesses will be identified followed by assessing the reliability sources cited. Lastly, assumptions will be highlighted with recommendations for future research. Theoretical Perspectives The model was constructed based on the individual level of analysis thus all factors are internal. â€Å"Networking† was highlighted as key factor in successful CT. However, it was not included and according to (Leskinen.R,2009), networking played a pivotal role in successful CT. I would suggest networking to be included linking to motivation. Applying (TPB), intentions capture motivational factors and indicate how hard people are willing to perform the behaviour (Ajzen,1991).Thus, a person knowing the benefits of networking will motivate him to engage in it. However, the author’s exclusion of networking can be explained by the information processing model, selective processing when one intentionally focuses on factors that are most relevant to the situation. Excluding networking may be optimal to the author because to be consistent with the individual level of analysis. The factors in the model are linked because they are interdependent. Motivation triggers one to search for job which requires skills and the job allows the individual to build new networks (DeFillippiArthur,1996). Contrastingly, personality and lifelong employability contradicts therefore it explains why lifelong employability is not directly linked to personality. An individual with low adaptability may not have lifelong employability mindset due to low openness to changes (Fugate Kinicki,2008). Finally,all factors contribute to successful CT thus the arrows are pointing towards it. Quality of Supporting Data CT consists of voluntary or involuntary, inter or intra-organisational (NadyaA.Fouad; J.Bynner,2008;Ashforth,2001,p.7) however, the interviewees only went through inter-organisation involuntary CT. The sample of similar demographics leads to a biased sample because job dissatisfaction differs among gender and educational level (Gesthuizen,2008). Also, semi-structured questions may limit the range of information shared in the open-ended portions. One recommendation would be to use mixed approach for an accurate result (K.Niglas,2004). Portions of this article contradict one another for example, it was mentioned that the focus was to study challenges faced by mature workers who inherited lifelong employability mindset however, lifelong employability is just one of the factors and not the focus. The factors includes resilience and planning is true and evident from Morrissey (1992) as he identified one behavior that contributes to resilience of CT is preparation. Individuals should have career strategic plans so they know what to do if they are laid off. The author’s use of Subjective and Objective approach as indicators of successful CT is accurate. However, adopting merely Objective approach and its claimed successfulness seem doubtful. The individual perception is most crucial thus subjective approach is more important (Endler Magnusson,1976). The reason is objective characteristics may differ depending on the individual’s perception. (EndlerMagnusson,1976). Key assumptions This research generalises the characteristics of mid-life population based on the small sample thus not accurate. The information gathered is assumed to be true however they were verbal therefore may be exaggerated. For example, Lim’s account of his difficulties faced in his workplace may be biased due to his displeasure with his boss. Therefore statements have to be verified before taking them into account for the model. Trends in other countries such as job change and motivational mechanism are assumed to be similar to Singapore. However, trends in America may differ from Singapore due to the difference in culture. In the Chinese culture, individuals attribute to CT externally while in America, it is internally (Chudzikowski,2009). Motivational mechanisms also differ in culture (Harvey et al,2000;PemginiBagozzi,2001;Schwartz,1990;1994a Hofstede,1984) as motivation drive personal goals in Individualistic cultures however, countries with high collectivism is motivated in groups. Mid-lifers are assumed to face difficulties and lack training opportunities. This is not true because it is found that there are many cases of successful CT among mid-lifers and they are extremely resilient and versatile (RosenPaul,1999). According to a study by MOM in 1999, it says that companies would benefit more from sending older workers for training as they can integrate what they have learnt in their work better. Implications and Conclusion The existing model is supported by numerous evidences as found in this critique. However, there are limitations to the above findings and they will be discussed below. Firstly, the mixed approach would face a possibility of conflicting results due to technical and theoretical content (Niglas.K,2004). If the mixed approach is chosen, the reason and benefits it gives to the research has to be stated. (Miller,2003:450). Also, the ability of the researcher is crucial due to the difficulty of the method. Secondly, the research is limited to the individual factors thus not fulfilling a holistic perspective of CT. I would suggest the model to include group and organisational level of analysis such as social support including family or organisational culture as these factors may add pressure to the individual (Schlossberg,1984). Thirdly, with many uncovered areas of CT, future research may investigate intra-organisational and voluntary CT with a larger sample of 40. An in-depth investigation on how different gender and educational level contributes to CT can be also done. Fourthly, although it is found that subjective approach is more optimal, there are limitations. Since the model attempts to provide a holistic perspective, it should not restrict its approach to either approach because the relationship between Objective and Subjective is important (Ashforth, 2001;Hall,2002;Hall 23 Chandler,2005). Lastly, CT has an increasing emphasis in other countries with similar studies such as (Kim,2004) done recently in Korea. Despite that, their accuracy is limited due to the different cultural context. This study will open up a new research field in Singapore and provide a new theoretical perspective benefitting HR officers planning to lay-off employees. Career counselling can use this to know more of the broader changes that take place in society (Herr,2001). Finally, students in this field now have new data that can deepen their understanding of successful CT.

Student Spirituality - Got Jesus? :: Philosophy Religion

Student Spirituality - Got Jesus? You may have an idea of what’s coming here. Yes, this is an essay about religion and spirituality. When you finish reading this essay, you might say, â€Å"It’s 2005; why in the world do you care about religious crap anymore?† Or maybe, â€Å"Get down off your crucifix, man.† Or, â€Å"You’re gay. Get a life.† That one’s my favorite. But before you bust out the Bible jokes, you could try to pinpoint the reason as to why you find religious people to be odd or ridiculous. Let’s see if this sounds familiar. Let’s start when you’re little. Your parents take you to a church, mosque, synagogue, or whatever their place of worship is, and you may not really want to go. You may not even know why they take you there. All you know is that it’s more fun to go home and play video games, watch television, or play with your friends. So already, this religion crap is a pain. Strike one. It also teaches you all this garbage; that you shouldn’t lie, steal, disobey your parents, or use those nasty four-letter words. And when you’re old enough, it tells you that you shouldn’t engage yourself in some activities. You know what they are. Well, where’s the fun in any of that? Strike two. Then, when you want acceptance from the â€Å"popular kids† in middle school, you learn that they all feel the same way. They hate going to church, and following those dumb little rules, and they don’t see the point either. So that makes it official. Religious crap is a waste of time. Strike three. Then you encounter people who follow that junk like it means something. They let those ideas influence or even completely control everything they do in their life. What better a target for ridicule? Those people are so funny, the way they actually follow that crap. It makes you want to laugh. Well, if you need something to seal the deal, that’s it because you can’t bear to be ridiculed by anybody. That would be sacrilegious to your self-esteem. No pun intended. Strike four. We’re not playing baseball. That may explain it, and it may not. If not, it probably comes pretty close. Take all of that, and put it on a college campus, where beer or sex is king in some circles, and career aspirations of financial success pop up. Hopefully. The idea of even making fun of those weirdos gets buried beneath all of that. Student Spirituality - Got Jesus? :: Philosophy Religion Student Spirituality - Got Jesus? You may have an idea of what’s coming here. Yes, this is an essay about religion and spirituality. When you finish reading this essay, you might say, â€Å"It’s 2005; why in the world do you care about religious crap anymore?† Or maybe, â€Å"Get down off your crucifix, man.† Or, â€Å"You’re gay. Get a life.† That one’s my favorite. But before you bust out the Bible jokes, you could try to pinpoint the reason as to why you find religious people to be odd or ridiculous. Let’s see if this sounds familiar. Let’s start when you’re little. Your parents take you to a church, mosque, synagogue, or whatever their place of worship is, and you may not really want to go. You may not even know why they take you there. All you know is that it’s more fun to go home and play video games, watch television, or play with your friends. So already, this religion crap is a pain. Strike one. It also teaches you all this garbage; that you shouldn’t lie, steal, disobey your parents, or use those nasty four-letter words. And when you’re old enough, it tells you that you shouldn’t engage yourself in some activities. You know what they are. Well, where’s the fun in any of that? Strike two. Then, when you want acceptance from the â€Å"popular kids† in middle school, you learn that they all feel the same way. They hate going to church, and following those dumb little rules, and they don’t see the point either. So that makes it official. Religious crap is a waste of time. Strike three. Then you encounter people who follow that junk like it means something. They let those ideas influence or even completely control everything they do in their life. What better a target for ridicule? Those people are so funny, the way they actually follow that crap. It makes you want to laugh. Well, if you need something to seal the deal, that’s it because you can’t bear to be ridiculed by anybody. That would be sacrilegious to your self-esteem. No pun intended. Strike four. We’re not playing baseball. That may explain it, and it may not. If not, it probably comes pretty close. Take all of that, and put it on a college campus, where beer or sex is king in some circles, and career aspirations of financial success pop up. Hopefully. The idea of even making fun of those weirdos gets buried beneath all of that.

Finding Fish Themes

Theme Essay Abandonment Antwone demonstrates difficulty forming relationships to abandonment issues he developed as a child. Antwone’s father left him after being shot by an ex-girlfriend. His mother was incarcerated most of his childhood and did not take him back after being released. His best friend Jesse was killed in front of him after a botched robbery. Antwone states his feelings that Jesse is the lucky one for being dead and not having to fight anymore. Abuse Mrs. Tate, Antwone Fisher’s foster mother, verbally humiliates Antwone calling him and his brothers â€Å"nigga† instead of their actual names.Antwone and his brothers buy into Tate's view of their low self worth to the point they can tell who she is talking to by the way she says â€Å"nigguh†. Besides the verbal abuse, Tate regularly beats Antwone and locks him in dark rooms for hours on end. When Antwone finally demonstrated resistance to Tate’s beatings she used what Antwone calls â €Å"other ways† by playing upon Antwone’s pyrophobia (fear of fire). Tate’s cruelty is further exposed when she refuses to let Antwone go out and accuses him of stealing money (which he intended to use to go out to a concert). Similar article: The Themes Of MaruAntwone denies the unfounded accusation and states he got the money raking lawns. Tate demands he give the money to her explaining that â€Å" a dumb nigguh like you wouldn’t know what to do with it. †Antwone is also sexually abused by Nadine Tate multiple times. He can only turn to his best friend Jesse to help him. The psychological effects demonstrate themselves as Antwone gets older by his inability to develop relationships with women (most particularly Cheryl). The abusive background leads to the rage Antwone feels as an adult who considers that the world conspires against him and that nothing good ever happens to him.Race The subject of race comes up multiple times in the film. The first is at the beginning of the film when Antwone feels a white sailor is mocking him for the way his face looks when he shaves. Another time is when Mrs. Tate points out that Antwone’s foster brother Keith is superior to him due to having a wh ite man for a father and being lighter-skinned. The lesson stays with Antwone to the point that he tells Davenport the order of adoption begins with light-skinned girls, then light-skinned boys, then dark-skinned girls, and dark-skinned boys being left for last.While Antwone waits in social services to obtain information about his parents, he notices advertisements for adoption. The viewer is then shown various posters of children who want to be adopted absent any dark-skinned boys. Antwone even calls a fellow sailor â€Å"an Uncle Tom† for his fraternizing with both white and black people despite the fact Antwone has white friends of his own. Psychiatry At the beginning of the film, Antwone and his fellow sailors mock psychiatry and call the psych house â€Å"the nut house. Antwone feels the profession is a foolish one and spends most of the first sessions refusing to acknowledge a problem and refusing to talk to Davenport. Eventually he relents and realizes the sessions ar e good for him. Antwone soon develops a dependence on the sessions and refuses to stop them because he believes Davenport is abandoning him just like everyone else had. Antwone also discusses his therapy sessions with Cheryl and understands if she wants to end their relationship because he’s â€Å"a nut. † Cheryl tells Antwone that her father (a Vietnam veteran) had also taken psychiatry and she felt there was nothing wrong with it.Healing The theme of healing is prevalent throughout the movie. Antwone feels enormous rage at being abandoned and feels that he is unwanted. He takes out this rage upon his fellow sailors in the Navy and is afraid to develop relationships (most notably with Cheryl). Davenport comments that Antwone is headed for a discharge, but Antwone seems largely indifferent. But through the guidance of Davenport, Antwone is able to open up and destroy the vicious cycle of self-destruction that he has fallen into.Antwone develops a bond of friendship wit h Davenport and a romantic relationship with Cheryl. At first, Antwone seems largely unconcerned with finding his family but eventually recognizes he needs to for closure to move on with his life. Finding his family brings the healing Antwone had sought and echoes his dream of sitting at a feast surrounded by loving family members (echoing the first scene of the film) with the little boy (referring to the poem â€Å"Who Will Cry For The Little Boy? â€Å") inside able to finally lay to rest.

Ethical Issues in Counseling Essay

ETHICS When I sit and think about what the concept of ethics means to me, it seems as if there are many ideas that come to mind. Although they all revert back to one simple meaning and that is to believe in what you say and say what you believe. Treat everyone equally, do not judge one person from the next and do your job as you have been taught. I think that we should use ethics in our everyday lives not just in the work force area. As per our literature the term ethics means, universal principles that societies have determined to be right, just and fair and are generally regarded as the standards that govern the conduct of a person. (Unit 02: Ethical Issues in Counseling) 1. Next, discuss the National Association of Alcohol and Drug Abuse Counselors (NAADAC’s) Code of Ethics. Smith and Hodges define ethics as a â€Å"human reflecting self-consciously on the act of being a moral being. This implies a process of self-reflection and awareness of how to behave as a moral being. Some d efinitions are dictated by law, individual belief systems, religion or a mixture of all three. NAADAC recognizes that its members and certified counselors live and work in many diverse communities. NAADAC has established a set of ethical best-practices that apply to universal ethical deliberation. Further, NAADAC recognizes and encourages the notion that personal and professional ethics cannot be dealt with as separate domains. NAADAC members, addiction professionals and/or licensed/certified treatment providers (subsequently referred to as addiction professionals) recognize that the ability to do well is based on an underlying concern for the well-being of others. This concern emerges from recognition that we are all stakeholders in each other’s lives – the well-being of each is intimately bound to the well-being of all; that when the happiness of some is purchased by the unhappiness of others, the stage is set for the misery of all. Addiction professionals must act in such a way that they would have no embarrassment if their behavior became a matter of public k nowledge and would have no difficulty defending their actions before any competent  authority. The NAADAC Code of Ethics was written to govern the conduct of its members and it is the accepted standard of conduct for addiction professionals certified by the National Certification Commission. The code of ethics reflects ideals of NAADAC and its members. When an ethics complaint is filed with NAADAC, it is evaluated by consulting the NAADAC Code of Ethics. The NAADAC Code of Ethics is designed as a statement of the values of the profession and as a guide for making clinical decisions. This code is also utilized by state certification boards and educational institutions to evaluate the behavior of addiction professionals and to guide the certification process. What kind of issues does NAADAC’s Code of Ethics address? 2. Lastly, select one component of NAADAC’s Code of Ethics. Briefly summarize the component and discuss how it will affect your interaction with clients. For example, you may choose the component of the â€Å"Counseling Relationship† or â€Å"Professional Responsibility† within NAADAC’s Code of Ethics. All papers should be written using 12 point Times New Roman font with one inch margins. Be sure to properly cite all sources used within your writing assignment using APA format. For a review of APA style and how to cite sources, please see â€Å"Proper APA Format Citation† in the Study Skills classroom or visit the Research Guides page on the Online Library Resources site.

Spanish Verbs Related to Tener

Spanish Verbs Related to Tener Tener is one of many verbs in Spanish that can be combined with several prefixes to form new verbs. Although tener doesnt have a cognate (an equivalent word with a common ancestor) in English, the verbs derived from it do, and they are among the English verbs ending in -tain. Thus detener has the same origin as the English detain, mantener is related to maintain, and so on. But just because Englishs -tain words are related to Spanishs -tener verbs doesnt mean that they are exact matches. For example, detener and retener are often interchangeable in Spanish as their meanings can be quite similar, but the English verbs are less likely to be used synonymously. Similarly, the meanings of to hold something up and to defend a viewpoint can both be expressed in Spanish with sostener and mantener, while the English verbs tend to have less overlap in meaning. The Nine Verbs Here are the nine most common Spanish verbs derived from tener along with some of their most usual meanings and sample sentences: Abstener Abstener is usually used in its reflexive form abstenerse and typically means to deliberately refrain from something. It is usually followed by de. Mi padre tiene que abstenerse del alcohol. (My father has to abstain from alcohol.)Me abstengo de pensar en las cosas malas que han pasado. (I refuse to think about the bad things that have happened.)El presidente fue interrumpido por su abogado para que abstuviera de atacar a su rival polà ­tica. (The president was interrupted by lawyer so that he would keep from attacking his political rival. Atener Atener refers to keeping within some figurative boundaries, such as by heeding instructions or obeying the law. In more general usage, it can refer to merely paying attention to or dealing with a situation. As in the first two examples below, it is often used in the reflexive. Es importante que nos atenemos la ley. (It is important that we obey the law.)Pero no puedo atenerme a ella todo el tiempo. (I cant attend myself to her all the time.)Las autoridades no atienen el problema. (The authorities arent dealing with the problem.) Contener Contener has two categories of meaning: to control or restrain, and to contain or include. La jarra contiene dos litros. (The jug contains two liters.)Muchas veces  contuvo su enojo. (She often controlled her anger.)Los champà ºs de limpieza profunda contienen un ingrediente cido como vinagre de manzana. (The deep-cleaning shampoos include a high-acid ingredient such as apple vinegar.) Detener Detener usually means to stop something or detain someone, such as by arresting. La policà ­a detuvo a once personas. (The police arrested eleven people.)Es importante que detengas todo ese caos. (It is important that you stop all this chaos.) Entretener Meanings of entretener include to distract, to entertain, to delay, and to maintain. Se entretuvieron buscando un coche. (They got distracted looking for a car.)No ha entretenido su coche. (He has not maintained his car.)Se entretenà ­a por tocar el piano. (She entertained herself by playing the piano.) Mantener Mantener can refer to maintaining in the broad sense of the word, such as by physically supporting, sustaining, remaining, and keeping. Los precios se mantuvieron estables. (Prices remained stable.)Mantenga limpia Espaà ±a. (Keep Spain clean.)Roberto se mantiene con caramelos. (Roberto keeps himself going with candy.)Se ha mantenido como nuevo. (It has been maintained like new.) Obtener Obtener is the cognate of obtain but is used more informally and frequently than the English word. It is often translated as to get. Obtuve la firma del actor. (I got the actors signature.)Quiere obtener dos archivos de audio. (She wants to get two audio files.) Retener Retener has most of the meanings of to retain, such as to retain, to hold back, to deduct, and to keep. Retenieron el avià ³n presidencial por una deuda. (They held back the presidential plane because of a debt.)Muchas empresas retienen impuestos. (Many businesses deduct taxes.)Retengo en la cabeza todos los lugares que he visto. (I retain in my head every place I have seen.) Sostener Like sustain, sostener refers to supporting something. Los tres bloques sostienen la casa. (The three blocks hold up the house.)No puedo sostener mi opinià ³n. (I cant support  my position.) Related Words Here are some words that are derived from or otherwise related to the above verbs along with some common meanings: abstemio (teetotaler), abstencià ³n (abstention), abstencionismo (abstentionism)contenedor (container), contenido (contents)detencià ³n (arrest, a halt)entretenido (entertaining), entretenimiento (entertainment, pastime)mantenimiento (maintenance, upkeep)obtencià ³n (an obtaining)retencià ³n (detention, deduction, retention)sostà ©n (a support), sostenido (sustained) Conjugation of the ‘-tener’ Verbs All of the verbs based on tener are conjugated irregularly in the same way that tener is. For example, the first-person singular indicative is of tener is tengo, so the same form of the other verbs are abstengo, atengo, contengo, etc.

Ihrm Reflects the Interest of Hr Managers Who May Seek to Promote Their Own Interests Rather Than the Needs of Organisations. Essay Example

Ihrm Reflects the Interest of Hr Managers Who May Seek to Promote Their Own Interests Rather Than the Needs of Organisations. Essay Example Ihrm Reflects the Interest of Hr Managers Who May Seek to Promote Their Own Interests Rather Than the Needs of Organisations. Essay Ihrm Reflects the Interest of Hr Managers Who May Seek to Promote Their Own Interests Rather Than the Needs of Organisations. Essay Report Question: IHRM reflects the interest of HR managers who may seek to promote their own interests rather than the needs of organisations. Nowadays, many people might think that International Human Resource Management (IHRM) is synonymous with expatriate management. However, IHRM covers more than just the management of expatriates. According to Laurent (1986, pp. 91-93), IHRM is a set of activities aimed managing organisational human resources at international level to achieve organisational goals and achieve competitive advantage over competitors at national and international level. IHRM includes typical HRM functions such as human resource planning, recruitment, selection, placement, training and development, performance appraisal and compensation at international level and additional activities such as global skills management, expatriate management and so on. According to Scullion (1995, pp352-353), IHRM has become more important in recent years for a number of reasons. First, global activities and global competitions has been increasing rapidly. As the Multinational Companies increase in number and influence, the role of IHRM in those companies grows in significance. Secondly, the effectiveness of International Human Resource Management is now recognised as a major determinant and key source of success or failure in international business. Dowling, Festing and Engle (2008, pp. 9) state that International business has more competitive advantage if they have successful management, and there has been consistent evidence to suggest that business failures in the international arena are often linked to poor management of human resources. Besides, the nature of IHRM has grown more complex over the years. Managing people from different backgrounds and cultures in a global environment presents and encounters many challenges. IHRM is highly dynamic and constantly evolving. It involves the same activities and dimensions as domestic HRM but operates on a much larger scale. There is more internal and external influence in IHRM. According to Dennis and Randall (2004, pp. 22-25), there are huge differences between domestic HRM and International HRM (IHRM). Firstly, domestic HRM is concerned with managing employees  belong  to one nation and IHRM is concerned with anaging  employees  belong to many nations including host-country, parent country and third country employees. Languages and jargons become communication barriers in IHRM. Secondly, domestic HRM is concerned with managing limited number of HRM activities at national level and IHRM has concerned with managing additional activities such as global skills and expatriate  management. Lastly, domestic HRM is less complicated due to less influence from the external  environment. IHRM is very complicated as it is affected heavily by external factors such as cultural distance and institutional factors. All the evidences show that IHRM is more complicated than domestic HRM, as a result, there is higher level of risks and more influence into employees’ lives and family situation. One of the biggest issues is IHRM reflects the interest of HR managers who may seek to promote their own interests rather than the needs of organisations. Firstly, Dowling, Festing and Engle (2008, pp. 5) stress that, One of the key features of IHRM as distinct from domestic HRM are expatriates (an ‘employee who is working and temporarily residing in a foreign country). † This statement reflects the uncertainty of employee’s position and duty in IHRM. Due to the differences between domestic HRM and IHRM, when HR managers work in an international organisation, they will realize the uncertainty of their job where they might encounter great difficulties in managin g employees, that came from different nations, gender and mixed workforce. In order to secure their job, according to Steven, Mara and Tony (2010, pp. 44-46) HR manager tend to promote their personal interests but neglect the needs of organisations. Secondly, according to Mark, peter and Rae (2012, pp. 416-428), â€Å"The employment relations climate of an organisation has considerable impact on employees’ performance. † It shows evidence that poor employment relations may also affect HR managers’ motivation and morale. Poor employment relation and conflict may lead to low productivity, failure in promoting and achieve organisational needs. HR managers focus on their own interest rather than the needs of organisations. Thirdly, when HR managers working and temporarily residing in a foreign country, they are unfamiliar with the new environment, they are lack of information about the organisation’s objectives, background and needs. HR managers found that it is difficult to achieve organisation goals. Lastly, organisation have poor performance management will also lead to HR managers ignored the organisation’s needs. HR managers did not get enough standard to follow. In order to improve these situations, there are several methods that organisation can do to solve and prevent HR managers tend to promote their own interests rather than the needs of organisations in IHRM. Steven, Mara and Tony (2010, pp. 363-365) indicate that a better workspace design such as cloister employees into team spaces can improve workplace communication. A better communication channel at workplace can reduce uncertainty at work, especially in IHRM, employees are from different nations, these can encourage sufficient interaction between HR managers and their colleagues. Less uncertainty in workplace, HR managers are more willing to achieve the needs of organisations. Secondly, according to Mark, peter and Rae (2012, pp. 209-222), organisation can improve employment relations by setting up trade unions, giving HR managers and employees a channel to express their opinions and negotiations. In IHRM, some of the headquarters and Branch Company of international business are not in the same country, trade unions can make the communication easier. Organisation should also give feedback to them. Better employment relations can improve employees’ productivity and achieve better performances. Thirdly, organisation should provide enough information of organisational structure, background, objectives, standards and expectations to HR managers. Provide clear guidelines can avoid confusion. In addition, according to Raymond and Colin (2009, pp. 2-8), organisation can also provide training when they recruit new HR managers or new placement. Lastly, organisation should improve performance management, appropriate management can improve HR managers performance and increase motivation. Besides, organisation can match the employee interest to job tasks to achieve higher performances. Listen to managers opinion and discuss objectives together can also achieve higher performance. In conclusion, HR managers tend to promote their own interests rather than the needs of organisations in IHRM because of uncertainty, poor employment relations, lack of organisations’ support and information and poor performance management. It is hard to say those entire problems are because of HR managers, both HR managers and organisations are responsible for the problem. HR managers and organisations should work together to overcome those problems in achieving the needs of organisations. (Word Count: 1066 words) Reference list Dennis, RB Randall, SS 2004, International Human Resource Management: Policy and practice for the global enterprise, 2nd edn, Routledge, New York. Dowling, P, Festing, M Engle, SR 2008, International Human Resource management, Cengage Learning, Melbourne. Laurent, A 1986, ‘The cross-cultural puzzle of international human resource management’, International Studies of Management and Organization, vol. 5, issue 1, pp. 91-102, viewed 8 September 2012, . Mark, B, Peter, W Rae C 2012, Employment Relations: Theory and Practice, 2nd edn, McGraw-Hill Australia Pty Limited, Australia. Raymond, AN Colin, W 2009, Employee Training and Development: For Australia New Zealand, 1st edn, McGraw-Hill Australia Pty Limited, Australia. Scullion, h 1995, International human resource management, in J. Storey edn, Human Resource Ma nagement, London. Steven, M, Mara, O Tony, T 2010, Organisational behaviour on the Pacific Rim, 3rd edn, McGraw-Hill Australia Pty Limited, Australia.

A Criticism Against the Prejudice of People Against Individuals Who Use Double Negatives in a Sentence

A Criticism Against the Prejudice of People Against Individuals Who Use Double Negatives in a Sentence In the article, â€Å"Our Language Prejudices Don’t Make No Sense, Raffaella Zanuttini criticizes the people that express anger when they hear others use double negatives in a sentence. She criticizes the proponents of civilization that fail to criminalize the expressions of prejudice against people that make mistakes when speaking English. Zanuttini claims that the failure by the civilized societies to mark the prejudicial comments against those that use double negatives as inappropriate is an indication of negative attitude towards others. The author claims that people that say they cannot stand their friends that make mistakes in their spoken language are as bad as racists that cannot stand people from other races. Zanuttini holds that since there is no scientific basis for making negative comments about the people that use double negatives, then the negative concord should be allowed as part of the English language. Zanuttini effectively uses ethos, logos and pathos to ap peal to ethics, logic and emotions. Ethos Zanuttini appeals to ethics by establishing credibility and authority over the issue she discusses in the article. She presents herself as an authority in linguistics. Using the authority, the author embarks on examining the topic as an individual that understands the rules that govern the subject. In questioning the scientific basis of criticizing the people that say â€Å"aks† instead of â€Å"ask†, Zanuttini refers to metathesis as a concept in linguistics. She says that metathesis recognizes that multiple negative elements are common in many languages and that if people that use such languages apply the same in speaking English, they should not be reprimanded (Zanuttini 1). Zunittini’s view is that applying natural phenomena that are â€Å"found across human languages† should not attract prejudicial comments that aim at portraying the speakers of a certain language as weak (1). In essence, Zunittini holds the view that freedom should cut across various aspects of life including the use of language. The author also appeals to ethics in showing her understanding of other languages where negative concord is allowed. Zanuttini quotes the Italian phrase, â€Å"non ho visto nessuno† that she literally interprets to mean â€Å"not (I) have seen no one† (1). The author’s move to interpret the Italian language is an indication that she is an authority in linguistics. The Italian sentence reveals the use of negative concord is common in the country. However, Italians allow the double negatives since they do not affect the meaning of their language. The acceptance of double negatives in the Italian language, Zanuttini argues, should strike those that claim they cannot stand such phenomenon in English to understand that there is no single grammar of English. The author’s credibility is seen in her move to explain the assertion that there is no single grammar that makes English. She says that people that criticize other’s grammar do so base on their view of the speakers and not the language used (Zanutini 2). She explains grammar as a guide that helps people to form sentences of their language. Thus, people make mental recipes that guide them to interpret and pronounce words that make sentences in their language (Zanuttini 2). By arguing that recipes are formed based on the speaker’s language, the author comes out as a credible linguist that can teach language formation and origin. The author’s use of ethos leaves the reader with no question regarding the analysis of the topic. An authority in linguistics can only criticize the author based on the linguistic concepts such as metathesis. However, the clarity in the examination of the concept indicates that the author is above board. The author’s appeal to ethics, therefore, makes the article a credible source of information regarding the issue of language formation and use. Logos Zanuttini appeals to logic by using evidence of the negative comments that people make regarding their peers’ use of negative concords. The reader may not understand the author’s views without the use of evidence. For instance, Zanuttini claims that comments such as â€Å"I cannot stand it when people say aks† are prejudicial and reveal that the person uttering them has a problem with the speaker and not the language (1). By giving an example of the negative comments, the author appeals to the logic of the readers to make them see her basis for the argument that prejudices cloud the judgment of the people that correct the others grammar. The author also appeals to logic by using evidence from Mark Baker’s â€Å"Atoms of Language† to back up her claims. She claims that language should be treated as bread given that it varies across cultures. Zanuttini agrees with Baker that grammar has hidden rules that are different across languages (2). Based on the agreement, the author suggests that there is no illogical language and that using ones language interpretation as a recipe to form English grammar is an indication of creativity. Zanuttin uses the analogy of bread to argue her point by claiming that there are many types of bread but people feel that some types are appropriate than others based on the recipe (2). Similarly, she suggests that those that use language are free to feel comfortable with certain uses of grammar and allow others to practise what they know. By arguing that no variety of English distorts other varieties, the author appeals to the reader’s logic in that those that use negative concords do not vary the grammar applied by those that do not use double negatives. Since people do not force others to take their preferred bread, then they should not use negative comments to discredit the grammar that others apply. Pathos The analogy of bread that Zanuttini uses in the article can make the reader laugh as an expression of emotions. She claims that language recipes differ minimally from each other (Zanuttini 2). The reader may think that the speakers of English literally cook the language before they speak it. The appeal to emotions helps the writer to strike the reader’s thinking to relate the analogy of bread with English language. The author’s claim that people that criticize others’ grammar say that using double negatives â€Å"sounds stupid† appeals to anger (Zanuttini 1). The author sets the reader’s emotions to hate the critics of bad grammar from the beginning of the article. Therefore, the appeal to emotions helps the author to convince the reader to agree with her. Conclusion Zanuttini effectively appeals to ethics by showing her understanding of linguistics given her analysis of metathesis. The author presents herself as a credible source by highlighting claims that show her experience with critics of bad grammar. She effectively uses evidence from other sources to back up her claims. Interestingly, Zanuttini appeals to the reader’s emotions to set them against the proponents of good grammar. Thus, the article reveals the author’s ability to appeal to the relevant rhetorical elements to win the support of the reader.

Food Policy - milk and dairy products Coursework

Food Policy - milk and dairy products - Coursework Example Introduction With the never ending growth of world population there has been steady increase in the demand for food. Also in the last few decades there has been growth in harvest, increase in income of human beings and introduction of variety of dietary disciplines. In 2000, the ratio of demand and supply was such there was a decline in food prices. However, from 2004 onwards prices of most food grains began to rise although there has been growth of production. This is because the rapid increase of global population leads to demand of food that far exceeds its production. The piles of food stocks became depleted, and then in 2005, those countries whose primary occupation is agriculture were seriously affected by extreme weather conditions which hampered food production in those countries. The production of cereal all over the world had fallen by 2.1 percent by 2006. Then there was a steep increase of oil prices in 2007 which increased the costs of fertilizers and other associated cos ts of food production. All these had a devastating effect on the world population especially those sections of the population who are financially vulnerable. As the prices of food reached record breaking high levels, every country resorted to all possible means to protect themselves from the potential crises like scarcity of food supplies and further increases of production costs. Countries who are major exporters of food began to impose restrictions on exports to check the flow of food outside the boundaries. On the other hand major food importing countries began to purchase food from the global market at any available prices. All these factors resulted in creating panic and instability in the international grain markets. This also encourages investors to put their money in grain futures and options markets. For all these reasons, there was further steady increase of food prices. In the subsequent years, a trend was observed that led to apparent stabilization of prices of food item s. But even then prices are expected to remain in the high or medium range thus providing no promise of relief to the poorer populations (Global issues: food, n.d.). Food policies in every country must focus on controlling the price of food to make essential food items accessible to even the poorest segment of world population. Food items that have universal demand among population of all ages are milk and dairy products, hence the objective of food policies should be to ensure safe and hygienic production, transportation, packaging and distribution of milk. The purpose of this paper is to define the parameters of food policy in the global scenario with special emphasis on milk and dairy products. Definition of food policy Food policy can be defined as a set or sets of plans of actions to accomplish certain purposes related to food products. Although governments play a vital role in designing and implementation of food policies, nevertheless the contribution and responsibility of th e private sectors and civilian societies are no less important. Food policies essentially create definite goals to be achieved for the food system and its different stages of food production and distribution. The various stages range from availability of natural resources, production of food, processing, marketing and consumption of food. Food policies also focus on

The impact of the internet on speeches or debates in campaigns Essay

The impact of the internet on speeches or debates in campaigns - Essay Example All these debates are live telecasting by the television and internet media. Many people have the belief or myth that only the opinions expressed by the presidential candidate have the power to influence the public opinion. According to Postman (2005), â€Å"Indeed we may have reached the point where the cosmetics has replaced ideology as the field of expertise over which a politician must have competent control†(Postman, 2005, p.4). In other words, the appearance and body languages of the speaker can influence the public immensely. Internet is a medium in which people often discuss the appearance, views and opinions expressed by the candidates. The outcomes of these debates may definitely influence the result of the election. This paper analyses the impact of the internet on speeches or debates in campaigns. Internet and campaigns â€Å"The idea that there is a content called â€Å"the news of the day† was entirely created by the telegraph which made it possible to de contextualized information over vast spaces at incredible speeds† (Postman, 2005, p.8). Instant communication is made possible with the introduction of internet. It is easy for a person in America to communicate with a person in India or Africa instantly using different means of internet based communication. For example, social networks are influencing the people immensely. According to a recent report, Facebook membership has already crossed 1000000000. It should be noted that these people are communicating each other through social networks and exchange their ideas about everything in this world. The use of discussion forums, weblogs (commonly known as blogs), and online discussion groups, allow ongoing dialogues between the candidate, campaign staff, volunteers, and supporters. The Internet’s virtual nature enhances the number and diversity of people participating in campaign discussions, creating â€Å"global conversations that previously would have occurred only i n local groups and conferences (Rice, 2004, p.4) The ongoing political debates between president Obama and his opponent Mitt Romney is watched anxiously by millions of the people all over the world. The recent debate between President Obama and his Republican Party opponent Mitt Romney, about the economic policies of America has been watched with interest by Americans as well as the people in other parts of the world. Reports show that Romney gained an upper hand over Obama after this debate. Plenty of debates are going to happen between these two contesters in near future itself. â€Å"One-third of online adults (33%) say that it is usually easy for them to tell what it true from what is false when it comes to the political information they find online, while 56% say that it is usually difficult for them to determine this† (Attitudes towards the internet’s impact on politics, 2010). One of the major advantages of communication through internet is the ability to stay a nonymous. Internet is a medium through which the unspoken truth and rumours can be spread without fear. For example, it is possible for an Obama fan or a democrat to work against Obama using internet. In fact thousands of political workers are working for their candidate through internet and social networks. These political workers are spreading truths as well as myths or rumours. In politics, only opponents are there

Choosing Technology to Meet a Need Essay Example | Topics and Well Written Essays - 500 words

Choosing Technology to Meet a Need - Essay Example include: a high quality display system to showcase finished design projects, a central unit that is compatible and with modern day design soft wares, command input devices, a safe back up storage system, cooperate display system, image capture and internet connection (Labuz 47). The core i5 processor is provides great graphics and multi-tasking platform because it mechanically speeds up since it has an incorporation of Intel turbo boost technology. The boost and a 4 way multi-tasking processing ability can enable it handle very high memory demanding graphic software without slowing down. The wake fast Intel responsive hard disc wakes up very fast- within seconds- hence the ability to resume to work without delays. The same capability is essential because it minimizes power consumption-since it operates on a ultra-low consumption. Adobe Photoshop and adobe illustrator are graphic design software’s with modern design tools this enables easy, quick manipulation of images and editing with the high quality outcomes in a professional set

Should Poor People Be Provided With Food and Shelter Essay

Should Poor People Be Provided With Food and Shelter - Essay Example There are very few people that are philanthropic enough to help such people out and bring them out of their misery. On the other hand, there are other people that refuse to help such a miserable situation, and in turn create more problems for the poorer sections of society. However, despite being caught up in such situations, it is the right of every individual to be able to have food and shelter in order to survive. Food and shelter are the two necessities a person should have in order to be able to live life properly and if these are denied, then no man will be able to survive. Most people that are poor or living below the poverty line are not even able to afford square meals and provide their family with the same. They have many mouths to feed and an unstable source of income which forces many of them to even resort to actions like begging for food. Most of them do not have a house or a roof to live under and thus are subject to the worst kind of diseases. Even food and shelter be comes a distant dream for such people and they become socially excluded from a lifestyle of being able to achieve these basic resources from society. Thus, the question lies in whether or not such people should be provided with external assistance by others in order for them to be able to gain basic food supplies and a place to live in with their families. Governments in many countries provide the socially backward classes and poor people of the society with these basic amenities. There are a number of food programs taken up in such developing and under developed countries where poor people are given food grains so that they can sustain their lifestyle and be able to feed their families. In many parts of the world, the governments also build housing societies that have basic one room shelters where poor people can dwell. In most places, these houses turn into areas that are categorized as slums because of the unhygienic conditions that they form with time. It is important for people to given food and shelter because

Rules and Legal System Essay Example | Topics and Well Written Essays - 2500 words

Rules and Legal System - Essay Example This will also ignore rules set down by extra-systems and will not come up with a definition of law. Every legal philosopher agrees on and presumes the presence and necessity of rules in every legal system. They only bicker on the manner of their validity and normativity. Rules are inherent in the very definition of law and of legal system and are very significant in legal process. Analytic Jurisprudence views the legal system as constitutive of norms and differentiates and severes it from other non-legal systems extant in every possible society. According to Austin (1995)1, analytic jurisprudence seeks to put a handle upon "the essence or nature which is common to all laws that are properly so called." (p. 11) The existing works of analytic jurisprudence exist in a continuum which on one end stands theories of natural law and on the opposite, that of legal positivism with strains of both theories in between. More modern theories diverge from both theories forming classifications of their own. This law of nature, being co-eval with mankind and dictated by God himself, is of course superior in obligation to any other. It is binding over all the globe, in all countries, and at all times: no human laws are of any validity, if contrary to this; and such of them as are valid derive all their force, and all their authority, mediately or immediately from this original. (p.41) Neo-classical natural law theory use the said thesis to provide the basis for justification of legal obligatoriness and consequent state coercion. For John Finnis (1980)3, "the principles of natural law explain the obligatory force (in the full sense of 'obligation') of positive laws, even when those laws cannot be deduced from those principles" (p.23-24) Fuller4, on the other hand, lists eight (8) principles of procedural morality requirements, all concurring, which every law should satisfy. According to him (1964), these features serve "the enterprise of subjecting human conduct to the governance of rules." (p.106) On the opposite, legal positivists proffer criteria for validity of law other than morality. Legal Positivism asserts that "it is in no sense a necessary truth that laws reproduce or satisfy certain demands of morality, though, in fact they have often done so. (Hart, p.181-2)5 Legal Positivism. For all positivists, the law is a social construct. The Conventionality thesis insists that social convention serves as the rule of recognition of the authoritativeness of a law. The Social Fact thesis require particular facts such as the presence of a sovereign or of primary and secondary rules as rules of recognition that provide legal validity. The Separability thesis denies any overlap between

Choosing Technology to Meet a Need Essay Example | Topics and Well Written Essays - 500 words

Choosing Technology to Meet a Need - Essay Example include: a high quality display system to showcase finished design projects, a central unit that is compatible and with modern day design soft wares, command input devices, a safe back up storage system, cooperate display system, image capture and internet connection (Labuz 47). The core i5 processor is provides great graphics and multi-tasking platform because it mechanically speeds up since it has an incorporation of Intel turbo boost technology. The boost and a 4 way multi-tasking processing ability can enable it handle very high memory demanding graphic software without slowing down. The wake fast Intel responsive hard disc wakes up very fast- within seconds- hence the ability to resume to work without delays. The same capability is essential because it minimizes power consumption-since it operates on a ultra-low consumption. Adobe Photoshop and adobe illustrator are graphic design software’s with modern design tools this enables easy, quick manipulation of images and editing with the high quality outcomes in a professional set

Rules and Legal System Essay Example | Topics and Well Written Essays - 2500 words

Rules and Legal System - Essay Example This will also ignore rules set down by extra-systems and will not come up with a definition of law. Every legal philosopher agrees on and presumes the presence and necessity of rules in every legal system. They only bicker on the manner of their validity and normativity. Rules are inherent in the very definition of law and of legal system and are very significant in legal process. Analytic Jurisprudence views the legal system as constitutive of norms and differentiates and severes it from other non-legal systems extant in every possible society. According to Austin (1995)1, analytic jurisprudence seeks to put a handle upon "the essence or nature which is common to all laws that are properly so called." (p. 11) The existing works of analytic jurisprudence exist in a continuum which on one end stands theories of natural law and on the opposite, that of legal positivism with strains of both theories in between. More modern theories diverge from both theories forming classifications of their own. This law of nature, being co-eval with mankind and dictated by God himself, is of course superior in obligation to any other. It is binding over all the globe, in all countries, and at all times: no human laws are of any validity, if contrary to this; and such of them as are valid derive all their force, and all their authority, mediately or immediately from this original. (p.41) Neo-classical natural law theory use the said thesis to provide the basis for justification of legal obligatoriness and consequent state coercion. For John Finnis (1980)3, "the principles of natural law explain the obligatory force (in the full sense of 'obligation') of positive laws, even when those laws cannot be deduced from those principles" (p.23-24) Fuller4, on the other hand, lists eight (8) principles of procedural morality requirements, all concurring, which every law should satisfy. According to him (1964), these features serve "the enterprise of subjecting human conduct to the governance of rules." (p.106) On the opposite, legal positivists proffer criteria for validity of law other than morality. Legal Positivism asserts that "it is in no sense a necessary truth that laws reproduce or satisfy certain demands of morality, though, in fact they have often done so. (Hart, p.181-2)5 Legal Positivism. For all positivists, the law is a social construct. The Conventionality thesis insists that social convention serves as the rule of recognition of the authoritativeness of a law. The Social Fact thesis require particular facts such as the presence of a sovereign or of primary and secondary rules as rules of recognition that provide legal validity. The Separability thesis denies any overlap between

Life on the Color Line Essay Example for Free

Life on the Color Line Essay A- Gregory Howard Williams wrote the book. Before you read the book you have no idea who he is. Once you read the book you find out that he is mulatto and was raised in a community that was extremely prejudice against blacks. The authors’ point of view is his own story. P-The book takes place in Virginia at the beginning of the book from 1943-1952, and then in Muncie, Indiana from 1952-1969. The source was produced in 1995. The meaning of the source doesn’t really change at all, but now that it is after the problems of racial segregation and discrimination, we are able to read it and look back on the problems of our society and make sure it doesn’t happen again. P- Other than what I learned from the book, I actually knew a lot. I knew that in the 1940’s-50’s there was a major problem with racial discrimination. I knew that the way whites treated blacks was terrible and unjust. I also knew that blacks looked toward whites as horrible people and that it was taboo to interracially date/marry. This helped me better understand why the whites were treating Greg the way that they were and why the blacks had a hard time accepting him into their community. A- The audience is for teenagers and adults. Its pretty graphic so it is intended to be taken seriously and with an open mind. It is it is more so towards teenagers and people with hard lives to show that they aren’t the only ones going through something difficult, because he went through some really complicated times and is now leading a successful, happy life. R-This book was produced in order to show what life was like for the mulatto race and how difficult it was for them. It is an inspirational book to tell people that they can go through anything if they keep their eyes on a goal and work towards it, no matter how hard it gets. T-The theme of the book was trials and success. It tells of his early child hood having to be both white and black in a community that was extremely prejudiced. It shows how he finds his way by keeping with the black influence and embracing it as his own lifestyle. It shows the difficulties he had with bullies and ignorant people and how he used academics as a way to stay out of trouble. It shows how he has to live with an alcoholic father and how he takes care of him even though he would probably be better off not worrying about him. It shows how he went through an extremely difficult childhood and was able to graduate college with a doctorate in law. S-This book is significant because it gives us a deeper look into how messed up our society was during the late 1900’s. It gives us a better understanding into the life that we aren’t familiar with because we usually just look at the black or white side of the story. Life on the Color Line makes us realize that it was just as hard for mulattos in that time as it was for blacks.

Delivering Banking Facilities for the Disabled

Delivering Banking Facilities for the Disabled Healthy Banking:  The way towards increased financial inclusion Contents Abstract Introduction Recommendations A. Sight Impaired B. Hearing loss C. Physical disabilities Conclusion References Abstract The Bank of Mauritius’ initiative ‘Banking Your Future’ to promote a fair and inclusive banking sector has been launched in June 2014 to investigate the 100 possible ways in which the banking sector could be improved. Based on the above project, this report aims at analyzing the nature, dynamics and degree of financial exclusion of people bearing a disability and examines the significance of access to banking facilities within this group of people that is more often than not marginalized. Thus, this study further explores Pillars 1, 5 and 6 of the eight pillars set out in the Task force produced by the Bank of Mauritius in June 2014. These include, accessibility of banking to all, fair treatment of customers and customer protection respectively. In simpler terms, this report explores how the delivery and operation of banking facilities could be developed and/or improved to attend to the constant needs of people with a physical or learning disability with the view to promote their financial inclusion in the banking sector. Introduction Banking is a fundamental part of the fabric of routine life for most people, nevertheless certain people in Mauritius are deprived the access to a bank account and to fair banking services due to the difference they present. Indeed, 4.8%[1] of the Mauritian population has been recorded as having a disability in 2011. With an ageing population, the statistics look set to grow further. This group of people therefore embodies a substantial segment of any bank’s consumer base and it is in the interest of these institutions to satisfy the needs of their clients. People with a disability require access to banks and their services in order to become autonomous by managing their finances as well as to keep track of their regular benefit remittances. For many of them, finance issues are a substantial source of worry and stress at the time when they should be concentrating on their health rather than their financial stability. Sadly though, some providers are not very effective when dealing with people having health difficulties. To this issue, this research aims at promoting the financial inclusion of the disabled population by identifying how banking institutions could improve their services to alleviate the problems faced by this minority population that is too often left behind. Supporting disabled people is not just about doing the right thing for consumers facing hardships but can be beneficial for banking businesses as well. Not only will such an initiative reduce debt, improve staff contentment and breed customer loyalty but will also guarantee regulatory compliance. It is to be highlighted that banks are in a good posture to help make a change since they have the tools to provide support to these people. Therefore, throughout this report some measures that could be implemented by banks to help and support disabled people pertaining to their personal finances will be discussed with a view to stimulate accessibility of banking to all, fair treatment of customers and customer protection. Recommendations The recommendations throughout this report will be subdivided into distinct sections relating to a specific health impairment namely sight, hearing and physical limitations. A. Sight Impaired The Population Census conducted in 2011 showed that approximately 14000 people had a sight problem even when wearing glasses. This situation undeniably has a severe impact on their everyday lives and with years going by like in the blink of an eye this number is certainly on the rise. Indeed banks are not oblivious to such an issue for they have invested in talking ATMs, whereby what appears on the screen is read aloud by the machine to facilitate the daily transactions of people suffering from sight impairment. However, not all banks in Mauritius have taken such an initiative thereby penalizing their clients. Thus, these speech enabled ATMs ought to become more pervasive throughout the island while providers not extending such a service to their clients need to consider this enhancement that could make easier the lives of people having sight problems. JAWS[2] and earphones could be introduced in Mauritius so that blind and low-vision users can conduct ATM transactions in such a way that they have a feeling of privacy and security during the process. It is to be noted that navigating around an ATM pad is facilitated by the fact that the number 5 has an elevated dot so that the central number on the number pad can be located by touching it. This is the case with most if not all ATMs found in Mauritius. Moreover, some ATMs also have other tactile support for instance an elevated circle that indicates ‘OK’ thereby confirming the transaction while an elevated cross denotes abortion of the transaction. However, certain ATMs lack these latter facilities as the ‘OK’ and ‘Cancel’ buttons both have a slit rectangle on the pad making the difference between both imperceptible. Moreover, it should be highlighted that people having sight problems, especially those affected with blindness, may not even be able to get to a branch on their own. To such an issue, banks could send booklets, bank statements and pamphlets, whenever these are required by the client, in larger text prints for those whose eyesight is damaged, Braille for those who can read Braille as it should be noted that not everyone can read Braille, particularly if sight problems have developed in a late stage of life- , or simply as an audio CD so that those concerned do not have to provide additional effort on their own. Visually disabled users also encounter barriers such as access to internet banking transactions. It will certainly sound pretentious and expensive to include to these recommendations facilities like computer voice recognition softwares to facilitate the use of online banking services by people having sight impairment. Such an initiative may lead to a tradeoff between easing the use of online banking and the bank’s security system. However, what is more accessible to banks is changing the formatting of their websites by altering the display in such a way that the websites are more easily read. This could be in the form of text size where propositions at the top of the page could include normal, large and extra-large which could spearhead into a change in the text size throughout the website. Visually impaired people require patient human contact and continuous customer care. Implementing the above recommendations will not only promote the financial inclusion of people suffering from sight impairment but will also provide a competitive edge to the banks providing such facilities. B. Hearing loss According to the population census of 2011, there are more than 4000Mauritians with some form of hearing problem. Banks are considered as service providers, according to The Equal Opportunities Act 2008, and are consequently required to take actions to make sure that their services are as accessible and fair as possible to customers suffering from hearing loss so that the latters are not given a less favourable treatment as compared to non-disabled customers. Deaf customers report that banks tend to discriminate them against other customers, consequently making them feel aggrieved and embarrassed by banks’ indifference to their hearing limitations. The plight of deaf bank customers include banks’ over-reliance on telephone use for security issues, unfair treatment, the absence of hearing aid systems and poorly trained, dismissive and discourteous staff. Also, deaf customers protest that their communications frequently go unanswered and that they are requested to call in to discuss their issues. Recommending a relative or friend to address the bank on their behalf is not always the best solution due to confidentiality matters and this will not promote the financial inclusion of deaf customers but will make them over-dependent on third parties. It is to be highlighted that measures taken by banks in Mauritius to satisfy the needs of people with hearing loss are apparently inexistent. To this issue, in order to increase the financial inclusion and promote the fair treatment and welfare of people with hearing loss, the following measures could be considered with the hope that these recommendations do not fall on deaf ears. The text relay service can be a crucial aid for people with hearing problems. It is a service whereby the customer can call any of the bank agents’ numbers using text relay and when the call is answered, an operator will join in and communicate the request of the customer- received in written-form to the bank in oral form. As wisely said by Israelmore Ayivor (Shaping the dream), â€Å"Don’t despise little things that contain tiny miracles. Enjoy little actions!† Similarly banks need not take noticeable actions to help their customers suffering from hear loss. Indeed, an efficient Note Writer at the counter could facilitate the communication with an individual that cannot communicate orally. This particular teller could jot down the transaction’s purpose, fees and issues on paper so that the customer understands what the transaction consists of and what is required from him. Similarly, when dealing with people having hearing impairments simple actions that may seem futile could facilitate the transaction between both parties. Indeed, the bank staff should make sure they are in a well-lighted zone where the deaf customer can see their faces during communication. Looking directly and speaking directly to the disable person instead of his interpreter will make him feel valued during the transaction. Staff at the counter ought also to avoid putting their hands or any document in front of their face or mouth when speaking. Moreover, counter staffs could be initiated to sign language. If at least two counter staff trained for sign language are present at counters, this will undoubtedly be an advantage for the client but this will also be a serious competitive gain to the bank itself. However, notice often need to be given if the service is needed. In the same optic, since disabled people prefer transacting from home, an online service could be implemented whereby with a computer and a webcam, the disabled customer is able to speak to a bank staff that is trained for sign language and can thereby communicate a request or make a bank transaction. Pertaining to advertising campaigns made by banks, visual advertisements ought to be subtitled so that deaf people don’t feel excluded and can thus understand the advertisement with the same ease a non-disabled customer does. Hearing loss is an emergent problem so it is vital that banks take actions to ensure people having hearing disabilities can access their services without hindrance for if only a few thousand of the population suffering from hear loss took legal action against the pitiable treatment they receive, these financial institutions could end up paying substantial compensation to customers with hearing impairments. C. Physical disabilities There exist several types and degrees of physical disabilities. It is widely thought that people with physical disabilities require a wheelchair. However, this is not always the case since people suffering from arthritis, heart or lung conditions and those having undergone amputations also have difficulty with moving, sitting or standing. Indeed according to the population census conducted in 2011, a rough 42% of the disabled population are physically impaired and require assistance in their routine life. Banks in Mauritius do cater for the needs of people with such difficulties. For instance, the large Mauritian banks design their branches in such a way that their services are more accessible to their customers having physical disabilities. Indeed, ramps have been included in their architectures to facilitate access to wheelchairs and some banks make it a must to provide level access to their clients while meeting spaces are large enough to accommodate wheelchairs. Sadly though this architecture is not found in smaller banks. Therefore, ramps should be available on bank premises where steps are the only means of access. However, there are still gaps that ought to be filled in order to promote the financial inclusion of having physical problems. In a first instance, queuing aisles should be designed wide enough for wheelchairs for some of the aisles present in our banks are rather narrow. Moreover, banks should consider investing in providing comfort to people in physical discomfort. Wheelchair lifts could be installed where client service is not done on the ground floor while specific washrooms should be accessible to the public for some people may be physically unwell when attending a bank branch. It should be noted that certain people do not suffer from apparent physical disabilities but are naturally short in height without mentioning those born with dwarfism. For them and for the disabled population using wheelchairs, banks should consider low level teller counters in their branches as well as at least a low-level ATM machine that could be easily accessed by such people with measures that assure privacy and security during the transaction process. Given that all these recommendations are taken into consideration in a near future, people with physical difficulties will certainly feel more included financially and will find banking services more accessible and fairer bearing in mind that customer protection ought to be one of the prime objectives of a bank. Conclusion Barriers are hindrances that prevent people with disabilities from doing many of the routine activities, like daily banking transactions, that most of us tend to take for granted. A disability can occur to anyone at any time. In fact, as the Mauritian population greys, many of us could eventually face some kind of physical or mental limitation. This foresight report therefore, looks out to banking in the future years and defines the revolution that could ultimately lead to healthier banking practices. To this issue banks are called to recognise the needs of disabled clients and use judicious endeavours to improve their access to banking services. This report thus sets out potential actions that banks could and should explore and adopt for a brighter future. These changes will certainly present increased facilities for the disable population while presenting opportunities for the Mauritian banks to develop competitive assets, but they will also present considerable challenges to these institutions. It will be essential for the Mauritian banks to make a collective step to forge new policy frameworks and develop actions so that people having some kind of disability can feel financially autonomous thereby rebalancing fairness among clients in banking activities. Not only will such measures promote Pillars 1, 5 and 6 of the eight pillars set out in the Task force including, accessibility of banking to all, fair treatment of customers and customer protection respectively but these will fundamentally help meeting essential human needs. As from tomorrow and ever after, open your eyes to the world surrounding you, hear the cry of those who need you and walk together towards something new, something true: Healthier Banking- the way towards increased financial inclusion. References Global Rainbow Foundation. (2011) Handbook of Rights for Person with Disability in Mauritius Government of Mauritius. (2008) National Policy Paper Action Plan on Disability: â€Å"Valuing People with Disabilities† Jones. P., A., (2009) Still banking on a fresh start Livingstone. J. (2007) Banking matters to me: The experiences of people with a learning disability seeking to use banking products and services. Friends Provident Foundation. ISBN 978-1-906249-01-4 Livingstone. J., Dean. L. (2008) Banking on good decisions: How can the Mental Capacity Act help you with your bank, building society or post office account? Mental Health Foundation. ISBN 978-1-906162-17-7 MINISTRY OF FINANCE AND ECONOMIC DEVELOPMENT (2012) Statistics Mauritius: 2011 Housing and Population Census. Volume IV: Disability REPUBLIC OF MAURITIUS (2011) Population Census: Main Results RNIB. (2012) Safe Statistics and key messages about sight loss Samuel. C., (2009–2010) Making Bank Notes Accessible for Canadians Living with Blindness or Low Vision. THE BANK OF MAURITIUS (2014) Banking Your Future: Towards a fair inclusive banking sector THE CO-OPERATIVE BANK (2013) Talking ATMs for the blind and partially sighted: Because banking with us should be as easy as possible for all Westpac Banking Corporation. (2008) Day-to-Day Bank Accounts: Easy banking for customers with disability. WORLD HEALTH ORGANISATION. (2014) Country Cooperation Strategy at a glance: Mauritius. [1] Republic of Mauritius 2011 Population Census whereby 3.6% are aged between 15-59 years and 17.5% forms part of an elder population [2] Job Access With Speech (JAWS) screen reader

Female Poets and the Dark Side of Life Essay -- Rossetti Poetry Poems

Female Poets and the Dark Side of Life During the mid-nineteenth century many female poets including Christina Rossetti seemed to lean upon the dark side of life presenting very dark and shadowed emotions within their poetry. Yet this is not to say that they were depressed but in many ways in can be inferred that these dark themes may have been influenced by the era in which they were living. Many historians have suggested that the second half of the nineteenth century was culturally, a rather strange period. The Pre-Raphaelite Brotherhood was started in 1848 by Dante Gabriel Rossetti, John Everett Millais and William Holman Hunt, as a reaction against what they saw as the stale, formula-driven art produced by the Royal Academy at the time. They aimed to go back to a more genuine art, exemplified as they saw it by the work of the Nazarenes, and rooted in realism and truth to nature. The Pre-Raphaelites, being young, talented, and having many ideas of their own, felt stifled by the rigidity of the Royal Academy's idea of what tasteful, beautiful art should be. ...

Essay --

2.2. Review related to morphological variables Noutsos, K., Koskolou, M., Barzouka, K., Bergeles, N., & Bayios, I.36 (2008) In a study performed by the researchers with the adolescent team Board Jump and volleyball players, found that the team Board Jump players were basically shorter (166.9[+ or -]4.7 cm) than the regular volleyball players (175.2[+ or -]6.3 cm). However, in the adolescent team Board Jump and volleyball players which had similar body mass and FFM. as compared to the study by, Hoffman, J.37 (2006) reported that the average height for 17-year-old American females was 163-2 cm. Therefore, adolescent team Board Jump players were slightly taller than the average American female. Kmanthropometry profile (weight, stature, sum of six skin folds, muscularity and vertical jump) of Brazilian (BCN Osasco female) volleyball athletes (age : 13 to 22 years) in 3 age groups: A-(13 to 14 yrs old), B-(15 to 17 yrs old), C- (>17 yrs old) with different training experience Gr.l (0 to 2 yrs) Gr.2 (2 to 4 yrs) and Gr.3 (>5 yrs) were studies Silva, L.R.38 (2000) One-way the scholars added the ANOVA and post hoc (Turkey) test for the collection of the statistical analysis. The study showed a significant difference was observed for most of the variables studied among the age groups and between the shorter (Gr.l) and longer (Gr.3) trained groups. Can, F.39 (2004) in the study conducted by Can, he had a purpose to describe certain morphological characteristics of women soccer players and to examine aspects of training and performance. The researchers choose twenty-two anthropometric sites were used in measurements of somatotype 49 and body composition; flexibility, agility, anaerobic power, leg muscle power and dynamic pulmonary functio... ... female hockey players, from 4 universities of Punjab. The age of player's ranged between 18 to 24 years. The stepwise regression was applied to assess the importance of different variables in predicting hockey playing ability. The result of’t’ ratio suggested that endurance run test, standing broad jump, grip strength (LH), vertical jump, wrist flexion, age, height, and weight were significantly important in evaluating the hockey performance. Also, the results failed to find support for speed as an important predictor of hockey playing ability. The result of this analysis again stresses the positive role of physical fitness components in hockey playing ability, the investigator even suggested that if we conduct proper speed training with the athletes of any event it improves their jumping performance , so it is useful for the study of the board jumpers.

Moving to a new school

Moving to a new school, I admit, is quite frightening. Especially if you are moving in the middle of school year where everybody had already found their own group of friends. But this can change. Maybe moving toa new school can be so much better than staying in your old school, or it can the best and unforgetable experience for you at school. In order to achieve that, here are some tips that can help you. First, ask the teachers in charge of the informations you might need or know in the school. You may contact them via phone or directly.The informations you got from the teachers in charge could be used by you as a guidence to help you adapting in the new school. The teachers whose in charge, whether its a He or she could tell you how to dress for the first day and the things you need. Since you're a new student and have no idea of the rules, They will probably tell you about things that are prohibited by the school to be worn on the first day, no skinny Jeans, no mohawk hairstyles, no braceletes, no crop tops, and manyore. Second, prepare everything beforehand.It ill decrease the possibility of forgetting important things. Third, be open-minded, don't be shy and try to talk to everyone whenever you see the opportunity. If you act like you're scared, people will be reluctant in approaching you. Just act normal and you'll be fine. The last one, make new friends. They will be the ones who help you going through your first year. By following their advice you will be more comfortable moving to a new school. From what I've learnt, the relationships inventory can be classified into two groups.The first one is being people that are able to socialize properly and the other one being people that felt left out and cant blend in their society. After reading and analizing the inventory, i realized that I'm in the middle of those two groups. Sometimes i would rather stay at home spending time by myself than going out with friends or family. I am accepted by my friends, fami ly, and the teachers. They seem to like me but most of the time i am not confident. But other times i can be friendly to everyone and talk to them.Moreover i can share opinions with my friends. I wanted to be in the first group. I want to be able to socialize with everyone and be open- minded. In order to do this, i must develop more self-confident and learn not to be afraid to be myself in front of people. By doing this, I'm sure i can improve. We always wonder and wish to be a famous actor/actress/artist one day. But living as a popular person who surrounded by hundreds of cameras' light everyday might be so annoying sometimes. But have we ever wondered why those paparazzi took the pictures?Is it because of the famousity we have, the achievements in our work, or is it because we did something wrong? Thats Just what happened currently with AQJ, or mostly known as â€Å"dul†, the smallest son of Ahmad Dhani, one of most known musician in Indonesia. Dul has Just had a car acci dent which killed more than 6 people. Dul is still 13 years old, so his father forbid him to drive alone. But it seemed from the source in television, Dul was not listening to his father, so he went to bogor with his at night.Dul was driving â€Å"lencer† car and was believed reached 150km/h speed inimum. Because he drove with a very high speed, he couldn't control the car's balance which made his car crashed the highway seperator and moved to the other road. Since there are victims of this car accident, the victims' family asked the accountability from ahmad dhani's family. Responding to the the victims' family, Ahmad Dhani made a promise to pay for all the education fee until the victim's kid graduate from university. If Dul listened to his father to not driving alone, the car accident wouldn't happen.

Prejudice, Stereotypes, and Discrimination Essay

â€Å"We all decry prejudice, yet are all prejudiced. † Herbert Spencer. One of the greatest problem that our world faces is prejudice, we discrimination and stereotype those that we find not to be the same as us or even slightly different. In some form or another we all have experience some form of stereotype or discrimination. It has an effect on the way we think and act. Here we try to understand the reason for prejudice, why we stereotypes and discrimination that has continue to affect out world. What is prejudice? â€Å"Prejudice is the act of judging an individual of a certain group based on perceived notions about that particular group. Prejudice is linked to discrimination but prejudice is an attitude whereas discrimination is the action associated with that attitude. †(Prejudice 2001). Many times we dislike something or someone just because they look or act differently from us. â€Å"A group that you are a part of is called your in-group. Ingroups might include gender, race, or city or state of residence, as well as groups you might intentionally join, like Kiwanis or a bowling league. A group that you do not identify with is called your outgroup. † ( Feenstra, 2013) everyone belongs to a certain group and we all know who is in our group and those that do not fit in our groups. Most time adult do not realize when they somehow out a person from there groups, but some do it intentionally. When we out a person from our group we really do not take the time to get to know or find out who they are, but we tend to pass judgment on them anyways. â€Å"Stereotypes are beliefs about the characteristics of particular groups or members of those groups. †( Feenstra, 2013) people tend to place into categories things and people, gathering them together without learn who or what they are. For example; that everyone that speaks Spanish is Mexican, when in reality there is a total of 21 Spanish country and they do not all speak the same Spanish. When we stereotype people into groups, we form opinion about them without getting to know there person, this sometime causing prejudice and discrimination against them. â€Å"They not only reflect beliefs about the traits that characterize the typical member of a group but also contain information about other qualities, such as social roles, the degree to which members of the group share a quality, and emotional reactions. Stereotypes imply a substantial amount of other information about a person besides what is immediately apparent and generate expectations about individual group members beyond the current situation ). One important time frame in the world would be the holocaust were the Jewish people were separated from other people because they were believed to be lower than the German and the cause of their problem lead them to torture and abuse the Jewish people as well as kill thousands of Jewish men woman and children. The people that suffer the most from prejudice and any form of discrimination are woman and children especially those living in third world country were at time it is the root of wars. I have been lucky not have been affected by any form of prejudice or discrimination. But as a teen in high school there was always that one person that felt like stereotyping a few people to try to hurt them. Only thru education can we combat any form of stereotypes, discrimination and Prejudice. In conclusion stereotypes, discrimination and Prejudice has influence the way people think and act. It has been the cause of suffering to those effected, as well as the cause of war and separation. Prejudice is a form of ignorance; it is a lack of knowledge, a lack of understanding toward others. Thru education and tolerances we can learn to accept other no matter where they.

Cause Marketing

I chose to research the topic of cause marketing to benefit the nonprofit cancer community, specifically nonprofit cancer survivor camps for children, teens and young adults. These camps have not used this fundraising strategy and I believe they could benefit from it greatly. This research will provide the tools and understanding of how to design a custom program with for-profits which will fit their marketing and business goals, while raising profits for the camp’s operational costs. Introduction to Cause Marketing Cause Marketing is the cooperative efforts of a for-profit business and a non-profit organization for mutual benefit. (Wikapedia) The company puts the power of its brand and marketing behind the nonprofit’s cause to generate profits for both. (Daw, p. 1) The for-profit has the ability to reach consumers the nonprofit would not be able to for donations, while making the for-profit appear more socially responsible to consumers. â€Å"Numerous studies have shown cause-related marketing has helped increase a company’s profits. (Wikapedia) It also raises awareness for the nonprofits cause and reaches more supporters while increasing funding for the cause. â€Å"Today, more and more companies are realizing they can no longer afford to be anonymous benefactors or disengaged citizens. † (Daw, p. 28) In recent years the term has come to describe a wider variety of marketing initiatives based on the cooperative efforts of business and charitable causes. However it is important to differentiate cause marketing from corporate philanthropy or sponsorship, it is in fact an intersection of the two. Sundar, p. 208) The objective of all cause-related marketing programs is sales and a promotional campaign is undertaken to that end. Sponsorship and corporate philanthropy is a fixed amount of money which is negotiated and donated in advance to a nonprofit organization for an event or program. (Sundar, p. 208) In return for sponsorship the nonprofit uses its marketing to promote a companies involvement and support of the cause. For example, the company’s logo will appear on the nonprofits marketing materials for an event. Overview of Findings Studies done by Cone Inc. a marketing communication agency that tracks American attitudes towards corporate support of social issues, have brought cause marketing data into sharp focus. (Sundar, p. 207) In the Cone Corporate Citizenship Study the consumers’ answer to the statement, â€Å"I am likely to switch from one brand to another that is about the same in price and quality, if the other brand is associated with a cause. † has been staggering. In 2001 81% agreed they would switch brands, in 2004 86% would switch and in 2006 89% stated they would switch brands if associated with a cause. Cone Case Studies 2001, 2004, 2006) â€Å"Cone research reports†¦have identified key motivators that are driving changes in the corporate sector: employees, communities, and consumers are all demanding that companies play an active role in building community and demonstrate what they stand for. Cause related shopping is the second and third means of providing charitable gifts for those who planned to give a charitable donation over the holiday season. (Daw, p. 2) In fact the British Business in the Community 21st Century Giving Research showed that 83% of those who participated in a cause initiative said it enabled them to support a charity more that they would have otherwise done. (Daw, p. 32)This is dramatic indicator of consumer attitudes and an important differentiator for product marketing.

Summarize a Financial management article Example | Topics and Well Written Essays - 750 words

Summarize a Financial management - Article Example Moreover, these strategies are examined for ensuring compliance with the financial and regulatory requirements and policies of the banks. The article provides a background to the development of financial markets in the developing countries like Turkey and how the turmoil in these emerging financial markets can affect the global financial scenario. During crisis situation in the economy the role of banks is pivotal as they are considered to be the pillars of any financial system. Therefore, it is suggested in this article that banks need to adopt only those strategies that could lower their risks and improve the control over the financial position of banks in order to reduce the implications on both domestic and international financial setups. The role of asset liability management (ALM) in strategic planning of banks is highlighted in this article suggesting that the aim of such model in banks allows them to efficient manage their funds keeping their risk profiles to lowest levels and to maximize their earnings. The model is considered to be multidimensional which requires simultaneous interaction between different elements of operations in a bank, which requires high level of integration at various levels. Banks have now adopted sophisticated models of ALM; however, the outcome of ALM still depends upon the diverse management strategies followed by banks. The importance of ALM is viewed in this article from the perspective of Turkish banks that faced major financial crisis situation in the Turkish banking industry in late 2000 and early 2001. The reasons highlighted for these financial crises included poor overall macroeconomic conditions in the country and poor regulatory framework to control and manage the activity that was taking place in the Turkish banking sector. The article presents important relevant financial ratios of banks during pre- and during financial crisis periods, which